Benefits · Budget and spending for iPhone

Know where your money goes.

See what you spend each month, card by card, against the budgets you set, and never be surprised by a renewal again.

Coming soon to the App Store · no account, no ads, no tracking

SoonComing to the App StoreiPhone · Apple Watch

Every purchase, without opening the app.

Log from the Lock Screen, a widget, Siri or your Apple Watch, and hear about renewals the day before.

Six parts that answer one question: where did this month's money go, and what is coming next.

Today
See the month at a glance
Month-to-date spending against your budget, income against what went out, and the renewals coming up next.
Cards
Every card at a glance
Add a card from a screenshot: Benefits finds it, straightens it and paints over the number, expiry and security code, right on your iPhone.
Budget
Budgets that make sense
A ring for each category shows what is spent and what is left, with suggested budgets from your last three months and alerts at 80% and 100%.
Reports
Where it all went
Monthly charts by category, card or merchant, with pace and projection for the month, day-by-day bars and a 12-month trend.
Subscriptions
No surprise renewals
Monthly and yearly totals, a reminder the day before each renewal or free-trial end, and charges logged for you on the day.
Logging
Log it in seconds
From the Lock Screen, Control Center, the Action button, Back Tap, a widget or Siri, without opening the app.

Your year in reviewEach January: top categories, regular places and how it compares with last year

The less you have to type, the more complete the picture. Benefits meets you at the till, on your wrist and on your Lock Screen.

Apple Pay, logged for youA Shortcuts automation can log each Apple Pay payment with the merchant, a category and the card you tapped.
Apple WatchSee this month and log a purchase from your wrist, even when your iPhone is not nearby.
Learns your placesMerchants are sorted into categories automatically, and Benefits learns from every correction you make.

Privacy

No account, no ads and no tracking. Benefits has no servers of its own, no analytics and no third-party SDKs.

Stays on your iPhoneEvery card, purchase and budget lives on your device.
Your own iCloudTurn on sync and it is kept in your private iCloud, which only you can read.
Locked with Face IDLock the app, and keep your numbers hidden in the app switcher.
Yours to takeExport a spreadsheet or a full backup whenever you like.

Benefits is on its way to the App Store. For help with the app, visit the support page, or write to us from Settings › Support inside Benefits.